Here to make it happen

We’ve got a range of home loan options to help you buy, build, invest or refinance your home.

First home buyers

Loans to help you buy or build your very first home.

Owner occupiers

Refinance, buy your next home or renovate your existing one.

Investors

Loans for investors to buy, build or refinance an investment property.

Bridging Loans

Find out how we can help you buy now and sell later.

Already have a home loan with us?

Whether you need to top up your loan, switch your loan or simply change something, we’ve got you covered…

Find out more

Buying your first home?

Find out about what help is in place to help get you in to your first home sooner.

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Unlock your equity

We take a look at what equity is, the benefits of accessing it explain how the process works.

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Don’t have a cash deposit?

Deposit bonds can help if you want to buy a property but don’t have immediate access to a cash deposit – but you will by the time of settlement.

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Jargon busting your way into a home

Buying a home is a significant purchase. Let us break down the home buying jargon.

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How to apply

You can apply over the phone or at one of our financial services stores. One of our Mortgage Specialists will guide you through the whole process.

Apply now

Please take a moment to view the Home Loan Key Facts Sheet before you begin.

Home Loan Key Facts Sheet

Supplying your Bank Statements

As part of your supporting documentation for your home loan application, we will require a copy of your transaction listing for the bank account your income is deposited to. This must be supplied via our Bank Statements service.

Find out more

You can view Target Market Determinations here

Credit eligibility criteria, terms & conditions, fees & charges apply.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170