Important update: from 1 April 2026, the Illawarra Credit Union brand – a division of Community First Credit Union – will be formally retired. Visitors to the illawarracu.com.au will now be directed to this site. More information about this change is available here. The latest release of our enhanced mobile banking app is now available. Find out more information click here

Fees and charges

You can view our current fees and charges schedules for Community First products and services below.

Some of our retired accounts are eligible for our Member Rebate System which rewards members with transaction fee rebates when you hold more business with us. Information on our Member Rebate system is included in the retired products schedule below.

Fees and charges schedule

Fees and charges schedules are set out separately for individual and business accounts via the schedules below.

Fees and charges schedule for products no longer offered (retired)

The below fees and charges are applicable to all products that are no longer offered for new accounts (retired).

Need a hand?

If you have a question or need a hand with fees and charges applicable to your account, reach out to one of our friendly team by contacting us or visiting your nearest store. 

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170