After considering the RBA’s recent cash rate movement, among other variables, we have made the decision to increase our variable loan and deposit products for existing members by up to 0.25%p.a. Deposits and savings will change commencing from 16 October and variable loans will increase commencing from 9 October. More details around loan rate changes can be found here.

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Term Deposit Offer terms and conditions

1Rate is effective as at 02/10/2026 and is available until 31/12/2026 or until limited allocation is reached. Offer can be withdrawn or changed at any time. Rates are for deposits between $10,000 and $1 million. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal. This offer is available only for new term deposits and applies only to funds that have not been held with Community First Credit Union (Operating as Community First Bank) or Easy Street, within the 14 days preceding the date of your enquiry regarding this offer. Other offer conditions as highlighted.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170