It all comes back to our Members

Community First Credit Union Limited is a financially sound and well managed financial institution that has been in operation since 1959. We are a mutual organisation, which means that we are Member owned and are run for the benefit of our Members, not for external shareholder profit.
As a mutual organisation Community First is not required to make large profits to pay dividends on shares. We deliver value to our Members as owners through superior service, an extensive range of products, lower fees and competitive interest rates.

Celebrating 50 years of working Australians helping each other out

For over fifty years, our focus has been on building financial relationships that deliver value to Members through standards of service superior than our competitors, fairer fees and competitive interest rates on savings and loans. 
We've come a long way from growing up in the 60's before we powered on swinging in to the 70's, lived life in the fast lane in the 80's, swam against the tide in the 90's and sailed in to the 21st century. And we're not stopping there.
Read about Community First's 50 year journey via our ebook here

Community First today

Today, Community First Credit Union Limited is the largest community based credit union operating throughout the Sydney and Central Coast region with 15 Financial Services Stores. We aim to continue to be an integral part of the communities in which our Members live and work.
Our 68,000 Members are part of the 4.5 million Australians who prefer to bank with a credit union or building society. A place with the products of a major bank, but with consistently better home loan rates and a place where profits go back into creating better products for Members.
Part of our compelling customer value proposition is not to treat members like they bank with a shareholder-owned bank. Community First strives to offer members something different and truly puts members first in the delivery of products and services which help them achieve their personal financial goals.
Learn why you should choose us