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Boost Package home loan
fixed
A low fixed rate and savings on other products
Certainty
Save with a low rate for the fixed term and receive discounts off other products and services.
Flexible
There’s no annual repayment limits and you can redraw funds in advance.
Borrow
Borrow up to 95% of the property value with Lenders’ Mortgage Insurance2 to finance the purchase, build or refinance the property you live in.
Owner occupied – maximum LVR 80%
Owner occupied – maximum LVR 95%
Features and benefits
$395
Annual fee
The annual package fee you pay to access the low rate, and discounts on products and services
$0
Application fee
Includes one standard valuation and one legal fee for one security property. Additional fees apply for construction loans.
$0
Online redraw fee
Staff Assisted redraw (e.g. BPAY® 4 , internal and external transfers) are $30.
$0
Credit Card annual fee
Applies to approved applicants for our low rate credit card (excludes pink and blue cards) – saving you $50.
$0
Personal and Car Loan application fee
We’ll waive the personal and car loan application fee – a saving of $249 to approved applicants.
1
Free loan variation
Each year, we’ll give you one free loan variation saving you $300. Refer to our Boost Package Fact Sheet for more information.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Supplying your Bank Statements
As part of your supporting documentation for your home loan application, we will require a copy of your transaction listing for the bank account your income is deposited to. This must be supplied via our Bank Statements service.
Find out more
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 17/10/25, is for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information.
2 Rate is current as at 17/10/25, is for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information. Lenders’ Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.