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Boost Package home loan
A variable rate with a life of loan discount plus other savings
Owner occupied – maximum LVR 80%
Owner occupied – maximum LVR 95%
Value
Save with a life of loan discount off the Boost Package reference rate.
Flexible
Includes a 100% offset account (up to 10 per member) with a Visa Debit Card plus fee waivers on other products and services.
Low fuss
Borrow up to 95% of the property value with Lenders’ Mortgage Insurance2 to finance the purchase, build or refinance the property you live in.
Features and benefits
$395
Annual fee
The annual package fee you pay to unlock discounts.
$0
Application fee
Includes one standard valuation and one legal fee for one security property. Additional fees apply for construction loans.
$0
Online redraw fee
Staff Assisted redraw (e.g. BPAY® 4 , internal and external transfers) are $30.
$0
Credit Card annual fee
Applies to approved applicants for our low rate credit card (excludes pink and blue cards) – saving you $50.
$0
Personal and Car Loan application fee
We’ll waive the personal and car loan application fee – a saving of $249 to approved applicants.
1
Free loan variation
Each year, we’ll give you one free loan variation saving you $300. Refer to our Boost Package Fact Sheet for more information.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Prefer to fix all or part of your loan?
Take a look at our competitive fixed rate options under the Boost Package Home Loan
Find out more
Supplying your Bank Statements
As part of your supporting documentation for your home loan application, we will require a copy of your transaction listing for the bank account your income is deposited to. This must be supplied via our Bank Statements service.
Find out more
You can view Target Market Determinations here .
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 28/08/25, is for new money and switches and subject to change without notice. Application, standard valuation and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional valuation and legal fees. A non-standard valuation is any valuation with a cost of more than $550 including GST, and is charged to the applicant in full. Additional upfront fees apply for construction loans. Government charges or any exit costs may be incurred from your existing lender.
2 Rate is current as at 28/08/25, is for new money and switches and subject to change without notice. Application, standard valuation and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional valuation and legal fees. A non-standard valuation is any valuation with a cost of more than $550 including GST, and is charged to the applicant in full. Additional upfront fees apply for construction loans. Government charges or any exit costs may be incurred from your existing lender. Lenders’ Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.