Personal Loan
Interest rate
12.99% p.a.1
Comparison rate
13.28% p.a.*

Community First offers fixed rate personal loans from $5,000 for any worthwhile purpose. And with fixed rates you can be sure your repayments won't change.

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Apply online and get an instant response

Features and benefits

• No monthly account keeping fees 
• Use your money your way by making extra repayments without penalty and redraw your money as you need it
• Benefit from flexible repayment options – pay weekly, fortnightly or monthly 
• Flexible loan terms from 1- 5 years and borrow from $5,000 for unsecured loans
• Fast approval
 
 

Loan limits

  • Minimum loan amount $5,000
 

Eligibility

You can apply if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates

Picture of Fixed rate personal loan

Fixed rate personal loan

Fixed rate
Interest rate
12.99% p.a.1
Comparison rate
13.28% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
• No monthly account keeping fees 
• Use your money your way by making extra repayments without penalty and redraw your money as you need it
• Benefit from flexible repayment options – pay weekly, fortnightly or monthly 
• Flexible loan terms from 1- 5 years and borrow from $5,000 for unsecured loans
• Fast approval
 
 
Loan limits
  • Minimum loan amount $5,000
 
Eligibility
You can apply if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates
Picture of Fixed rate personal loan

Fixed rate personal loan

Fixed rate
Interest rate
12.99% p.a.1
Comparison rate
13.28% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 01/02/19 and subject to change without notice. 

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