Vehicle loans

Whether you’re looking to buy a car, boat, motorbike or caravan, get on the road sooner with our car loan options.

What will my repayments be?

Using our loan repayment calculator, you can work out what your regular repayments will be over different terms so you know what you could afford.

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Featured products

Secured car loan

Car loan

For registerable vehicles from brand new and up to 5 years old


Variable interest rate:

6.04%p.a. 1


Comparison rate:
Comparison rate warning

7.09%p.a. *

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Secured car loan

Green car loan

For brand new, registerable, Electric or Hybrid vehicles.


Variable interest rate:

5.64%p.a. 2


Comparison rate:
Comparison rate warning

6.70%p.a. **

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Unsecured loan

Personal loan

An unsecured variable loan for vehicles older than 5 years


Variable interest rate:

9.74%p.a. 3


Comparison rate:
Comparison rate warning

10.77%p.a. **

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Are you road ready?

Keep your vehicle in tip top shape with our road ready tips.

Choosing the right car finance

Our top 3 tips on choosing the right car finance.


Credit eligibility criteria, terms & conditions, fees & charges apply.

1 Rate is current as at 11/09/25 and subject to change without notice.
2 Rate is current as at 11/09/25 and subject to change without notice.
3 Rate is current as at 11/09/25 and subject to change without notice.

*The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

**The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Any advice is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) available in store or from www.communityfirst.com.au to see if the product is right for you.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170