Car loan
Interest rate
7.49% p.a.1
Our secured fixed rate Car Loan is available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.
Features and benefits
- Secured fixed rate car loan available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old
- Loan terms available from 1 to 5 years
- Borrow from $10,000
- A low $5 monthly fee
- Use your money your way with the ability to redraw any extra repayments made on your loan
- Benefit from flexible repayment options – pay weekly, fortnightly or monthly
- Fast approval
Eligibility
You can apply if you:
- Are over 18 years of age
- Have a regular income
- Are not or have not been bankrupt (including Part IX agreements)
- Are an Australian citizen or a permanent resident
- Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
- Have been in your current job longer than 6 months
- Have an acceptable Credit Risk Profile (Credit Score)
What you may need to apply:
- Your personal details, such as your current and previous address, phone number and email address
- Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.
Self employed
Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.
Rates
Car loan
Fixed rate
Interest rate
7.49% p.a.1
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
- Secured fixed rate car loan available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old
- Loan terms available from 1 to 5 years
- Borrow from $10,000
- A low $5 monthly fee
- Use your money your way with the ability to redraw any extra repayments made on your loan
- Benefit from flexible repayment options – pay weekly, fortnightly or monthly
- Fast approval
Eligibility
You can apply if you:
- Are over 18 years of age
- Have a regular income
- Are not or have not been bankrupt (including Part IX agreements)
- Are an Australian citizen or a permanent resident
- Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
- Have been in your current job longer than 6 months
- Have an acceptable Credit Risk Profile (Credit Score)
What you may need to apply:
- Your personal details, such as your current and previous address, phone number and email address
- Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.
Self employed
Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.
Rates
Car loan
Fixed rate
Interest rate
7.49% p.a.1
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 01/05/17 and subject to change without notice. Related products and services
A low rate credit card with the same low rate on purchases, cash advances and balance transfers.
A low rate credit card with the same low rate on purchases, cash advances and balance transfers.
