Car loan
Interest rate
7.49% p.a.1
Comparison rate
8.25% p.a.*

Our secured fixed rate Car Loan is available for brand new cars, brand new registrable motorbikes, or cars that are up to 5 years old.

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Apply online and get an instant response

Features and benefits

  • Secured fixed rate car loan available for brand new cars, brand new registrable motorbikes, or cars that are up to 5 years old
  • Loan terms available from 1 to 5 years
  • Borrow from $10,000
  • A low $5 monthly fee
  • Use your money your way with the ability to redraw any extra repayments made on your loan 
  • Benefit from flexible repayment options – pay weekly, fortnightly or monthly
  • Fast approval
 

Eligibility

You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates

Picture of Car loan

Car loan

Fixed rate
Interest rate
7.49% p.a.1
Comparison rate
8.25% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
  • Secured fixed rate car loan available for brand new cars, brand new registrable motorbikes, or cars that are up to 5 years old
  • Loan terms available from 1 to 5 years
  • Borrow from $10,000
  • A low $5 monthly fee
  • Use your money your way with the ability to redraw any extra repayments made on your loan 
  • Benefit from flexible repayment options – pay weekly, fortnightly or monthly
  • Fast approval
 
Eligibility
You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates
Picture of Car loan

Car loan

Fixed rate
Interest rate
7.49% p.a.1
Comparison rate
8.25% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 01/05/17 and subject to change without notice. 

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