Term deposits
Interest rate for 36 months up to
2.90% p.a.1

Our fixed term deposits let you lock your money away from temptation at competitive interest rates for between 3 months and 3 years. They’re a safe, secure and highly rewarding way to keep your spare cash growing.

clock
Apply online and get an instant response

Features and benefits

• Our term deposits are as flexible as you need them to be.  You can invest from $5000 or up to $250,000, for terms from 3 months to 3 years
• Get paid interest to suit your situation.  You can choose to be paid every 28 days, at the end of the term or at periods in between
• Pay no monthly or account keeping fees 
• You can view your deposit at any time via Internet Banking, phone banking and our Smart Phone App
 

 

Term deposit calculator

Rates

Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 36 months up to
2.90% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 24 months
2.80% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 12-23 mths
2.60% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 6-11 mths
2.50% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 3-5 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 36 months
2.85% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 24 months
2.75% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 12-23 mths
2.55% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 6-11 mths
2.45% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 3-5 mths
2.35% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 36 months
2.80% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 24 months
2.70% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 12-23 mths
2.50% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 6-11 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 3-5 mths
2.30% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 36 months
2.70% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 24 months
2.60% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 12-23 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 6-11 mths
2.30% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 3-5 mths
2.20% p.a.1
How to apply
You can choose to apply online, over the phone, or by visiting one of our financial services stores.
Features and benefits
• Our term deposits are as flexible as you need them to be.  You can invest from $5000 or up to $250,000, for terms from 3 months to 3 years
• Get paid interest to suit your situation.  You can choose to be paid every 28 days, at the end of the term or at periods in between
• Pay no monthly or account keeping fees 
• You can view your deposit at any time via Internet Banking, phone banking and our Smart Phone App
 

 

Term deposit calculator
Rates
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 36 months up to
2.90% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 24 months
2.80% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 12-23 mths
2.60% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 6-11 mths
2.50% p.a.1
Picture of Term deposits

Term deposits

$100,000 - $249,000
Interest rate for 3-5 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 36 months
2.85% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 24 months
2.75% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 12-23 mths
2.55% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 6-11 mths
2.45% p.a.1
Picture of Term deposits

Term deposits

$50,000 - $99,999
Interest rate for 3-5 mths
2.35% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 36 months
2.80% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 24 months
2.70% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 12-23 mths
2.50% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 6-11 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$20,000 - $49,999
Interest rate for 3-5 mths
2.30% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 36 months
2.70% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 24 months
2.60% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 12-23 mths
2.40% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 6-11 mths
2.30% p.a.1
Picture of Term deposits

Term deposits

$5,000 - $19,999
Interest rate for 3-5 mths
2.20% p.a.1
1 All Rates effective 23/11/17 and are subject to change without notice. Rates are for deposits between $5,000 and $250,000. Rates for amounts above $250,000 are negotiated at the discretion of Community First Credit Union Limited. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. Interest paid cannot be compounded into the investment. Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal. 

Other products and services available