Interest rate by saving $20 per month
1.35% p.a.1

Reward yourself with bonus interest when you save at least $20 a month and make no withdrawals.

At a glance...
No monthly account keeping fees and no minimum balance required to open the account.
Interest rate
1.75% p.a.2

The Matrimoney wedding account is a thoughtful way for engaged couples to request the gift of money instead of presents for their wedding day. Not only is it a safer and more convenient way for family and friends to give money, you’ll enjoy a competitive rate of interest on the money deposited.

At a glance...
Transaction and account keeping fee free, with no hidden fees or charges while earning a great rate.
Interest rate for balances over $100,000
0.55% p.a.3

If you need a cash account for investments or super, our Money Market cash management account offers a competitive rate with at-call access. You can open an account with $5,000 and there are no ongoing minimum transaction amounts or balance requirements. 

At a glance...
No monthly account keeping fees with optional cheque book.
Interest rate
1.25% p.a.4

With a Community First Christmas savings account, you'll be pleasantly surprised how much extra you could have to spend at Christmas. It lets you save for Christmas regularly throughout the year and stops you dipping in to your savings before the Christmas season arrives.

At a glance...
Funds are available for withdrawal between Nov 1 and Jan 31 each year.

This account is linked to your Community First eligible home loan. Any money in your offset account is deducted from your outstanding loan balance before interest is calculated. This means that any extra money in your account can save you interest on your loan, so you could pay off your loan sooner.

At a glance...
There is no monthly loan service fee associated with keeping a 100% offset account.
1 Rates are current as at 01/11/19 and subject to change without notice. Standard interest of 0.10% p.a. applies when bonus conditions are not met. Bonus is paid when you deposit $20 per month and make no withdrawals or transfers. 
2 Rates are current as at 1/02/20 and subject to change without notice. 
3 Rates are current as at 15/10/19 and subject to change without notice. ® Registered to BPAY Pty Ltd ABN 69 079 137 518 
4 Rates are current as at 21/10/15 and subject to change without notice. Early withdrawal will incur a fee(s) and may result in the closure of the account.