Loan repayment calculator

This is an estimate for illustrative purposes only and is based on the limited information provided. It does not constitute an offer of credit. To apply for a Community First Loan or Credit Card you must complete an application.

Credit eligibility criteria, terms & conditions, fees & charges apply. Rates are current as at 31/10/25 and are subject to change without notice. Your interest rate and repayments may increase at the end of a fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information. 

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170