Insurance

Car insurance gives you the choice of three different levels of cover including comprehensive, third party fire and theft & third party property damage.

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Features and Benefits

• Pay by the month premiums at no extra charge
• Choose your excess and save
• Receive a discount on your premium for each year you don’t make an at fault claim (until you reach your maximum no claim bonus)
• Hold your maximum no claim bonus for 2 consecutive no claim years to gain an automatic protected no claim bonus
• Rental car hire for up to 14 days if your car is stolen 
• Choice of repairer
• Replacement new car if it is a total loss as a result of an incident, theft or fire (applies if your car is less than 2 years old and has travelled no more than 30,000km or is between 2 and 3 years old, having travelled less than 50,000km). 
 
View the product disclosure statement (PDS) for our car insurance policy.
 

Levels of cover

  • Comprehensive cover for cars, motorcycles, trailers or horse floats
  • Third party fire and theft for cars or motorcycles
  • Third party property damage for cars or motorcycles

Types of policies

  • Motor vehicle insurance policy for your car, motorcycle, trailer or horse float.
  • Nominated driver motor vehicle insurance policy (cars only) - we calculate your premium on the basis that your car will be driven by only two nominated drivers 25 years of age or over.
  • Nominated driver low kilometre motor vehicle insurance policy (cars only) - we calculate your premium on the basis that your car will not be driven more than 10,000 kms within the insured period, and that no more than two nominated drivers over the age of 25 years will drive the car.
How to apply
Depending on what is most convenient for you, you can choose to get a quote online, over the phone, or by visiting one of our Financial Services Stores.
Features and Benefits
• Pay by the month premiums at no extra charge
• Choose your excess and save
• Receive a discount on your premium for each year you don’t make an at fault claim (until you reach your maximum no claim bonus)
• Hold your maximum no claim bonus for 2 consecutive no claim years to gain an automatic protected no claim bonus
• Rental car hire for up to 14 days if your car is stolen 
• Choice of repairer
• Replacement new car if it is a total loss as a result of an incident, theft or fire (applies if your car is less than 2 years old and has travelled no more than 30,000km or is between 2 and 3 years old, having travelled less than 50,000km). 
 
View the product disclosure statement (PDS) for our car insurance policy.
 
Levels of cover
  • Comprehensive cover for cars, motorcycles, trailers or horse floats
  • Third party fire and theft for cars or motorcycles
  • Third party property damage for cars or motorcycles
Types of policies
  • Motor vehicle insurance policy for your car, motorcycle, trailer or horse float.
  • Nominated driver motor vehicle insurance policy (cars only) - we calculate your premium on the basis that your car will be driven by only two nominated drivers 25 years of age or over.
  • Nominated driver low kilometre motor vehicle insurance policy (cars only) - we calculate your premium on the basis that your car will not be driven more than 10,000 kms within the insured period, and that no more than two nominated drivers over the age of 25 years will drive the car.

These insurance products are provided by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. In arranging this insurance Community First Credit Union Limited acts as an intermediary for the insurer of the particular insured product, not as your agent. A Product Disclosure Statement (PDS) for each product is available at our offices. We will give you a PDS on application, which you should read and consider in deciding whether to use any product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.