1 All Rates effective 15/02/18 and are subject to change without notice. Rates are for deposits between $5,000 and $250,000. Rates for amounts above $250,000 are negotiated at the discretion of Community First Credit Union Limited. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. Interest paid cannot be compounded into the investment. Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal.