To minimise or even avoid paying fees and charges we have a Member Allowance system in place, which rewards you when you bring more of your business to us. 
Under our Member Allowance system you will start to receive free transactions based upon the combined total balances of your loans and deposits with Community First Credit Union. Any transaction charges, in excess of your monthly allowance, will be debited monthly.
Eligible transaction fee rebates
Combined total balances of loans and deposits Free transaction allowance per month
$0 - $4,999 Nil
$5,000 - $19,999 $4.00
$20,000 - $49,999 $8.00
$50,000 - $99,999 $12.00
$100,000 + $27.00
Receive additional rebates when you hold the following products with us
Eligible product rebate amount
Community First Credit Union credit card $2.00
Holder of current CGU car or home insurance policy  $2.00