Loan Products no longer available for new business

Account

Interest rate

Comparison rate

Home loans

 

All in One loan

5.17% p.a.*

5.24% p.a.**

Home Equity loan

4.51% p.a.*

4.57% p.a.**

Investment loan

4.51% p.a.*

4.57% p.a.**

Interest only

4.10% p.a.*

4.16% p.a.**

Minimiser loan

4.51% p.a.*

4.57% p.a.**

Introductory home loan

4.00% p.a.*

4.16% p.a.**

Discounted variable rate (post 12 months offer)

4.10% p.a.*

4.16% p.a.**

2 year fixed

4.79% p.a.*

4.53% p.a.**

3 year fixed

4.89% p.a.*

4.59% p.a.**

Personal loans

 

Standard variable

from 13.20 p.a.*

from 13.49% p.a.^^

Standard variable

to 15.20% p.a.*

to 15.49% p.a.^^

Smart personal

11.20% p.a.*

11.48% p.a.^^

Cash secured

11.50% p.a.*

11.78% p.a.^^

Car loans

 

Used car over 3 years old

8.74% p.a.*

9.02% p.a.^^

Smart car loan

9.24% p.a.*

9.52% p.a.^^

Overdrafts (continuous credit)

 

Overdraft/Visa

14.95% p.a.*

N/A

Business loans

 

Other loans - unsecured

15.25% p.a.*

N/A

Used car up to 3 years old

7.74% p.a.*

8.50% p.a.^^

Used car over 3 years old

8.74% p.a.*

9.02% p.a.^^

 

 

Terms and conditions, fees and charges apply – details available on application. All loans subject to lending guidelines.  

WARNING: **Comparison rate is based on $150,000 over 25 years.  *Rates are effective as at 23/11//2016 and subject to change without notice ^^Comparison rate is calculated on a loan amount of $30,000 over 5 years. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.