At Community First Credit Union, we help take the hassle out of paying bills with our easy bill payment options:


  • Personal cheque 
  • BPAY® 
  • Auto-Pay 
  • Direct debit 



Using your Community First Visa card, you can pay bills using BPAY via our 24 hour telephone banking service, or via our internet banking service.  To pay a bill using BPAY via Internet banking, simply click ‘Transaction’ followed by ‘BPAY’ from the top menu.  To pay a bill via BPAY using telephone banking, you will need to register for Telephone Banking, and allow 24 hours before your first transaction.  If you have a Community First Visa credit card, you can also make your credit card repayments using BPAY*. Simply use the BPAY biller code and customer reference number provided on your credit card statement.

Direct debit


For other regular bills such as rates, power, telephone etc, where the amounts may vary from bill to bill, you can arrange with your service company to have the amount of your bill automatically paid directly from your Community First account. It's as easy as contacting the relevant company, requesting a direct debit authority from them and completing some simple paperwork. When you do so, please show your account details as follows:
BSB 512 170 
Account number (your member number)
Branch N/A 
Account name (your name) 

Using your account reference number

Each of your accounts with Community First have a unique account reference number. This is useful if you have more than one account held under the same member number, as you can quote this reference number with our BSB when arranging deposits in to your account(s). While using your account reference number is not mandatory, it can make it easier to identify the correct account to credit. 
® Registered to BPAY Pty Ltd ABN 69 079 137 518