Savings accounts
Junior saver account
Available to members aged under 18.
New variable interest rate on balances up to and including $10,000: | 3.25% p.a. 1 |
New interest rate for balances $10,001 and over: | 0.00% p.a. 1 |
Access
An account for members aged under 18. If you're aged over 12 you're also eligible for a debit card.
Value
Earn competitive interest on your balance and watch your savings grow.
Flexible
With no minimum balance or regular deposit needed, you can start small.
Are you a parent or guardian?
Members aged under 12 will need a parent or guardian to open their account. Members aged 12 years and over have the option to have a parent or guardian help them with their account, and they are eligible for debit card access.
Features
$0
Monthly account fee
A monthly account keeping fee does not apply.
$0
ATM fees
We won't charge you an ATM fee but a direct charge fee may apply from the ATM owner.
$0
Transaction fees
There's no fees for things like BPAY®, direct debits, external transfers and purchases.
$0
Minimum balance
There's no minimum deposit or minimum number of transactions required.
How to apply
You can apply online, over the phone or at one of our financial services stores.
Tap and go
Mobile Payments
Make payments via Apple Pay 3 , Google Pay 2 and Samsung Pay 4 . Available to members aged 12+.
Find out moreStaying secure online
A kids guide
Take a look at the kids guide to using the internet securely and level up your knowledge.
View the guideWhat fees and charges apply?
Fees may apply for specially requested services. Refer to our latest fees and charges schedule below for a full list of fees and charges.
You can view Target Market Determinations here.
1 Rates are current as at 09/11/23 and subject to change without notice.
2 Google Pay is a registered trademarks of Google Inc.
3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
® Registered to BPAY Pty Ltd ABN 69 079 137 518
Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170