Transaction accounts

Are you aged 17-24 and also a full time student (including high school, tertiary, college or university), apprentice or trainee? If so, our Student Starter account offers convenient everyday banking without the excess fees. 

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Features and benefits

• Perfect for your everyday transactions with no account keeping fees 
• Don’t pay ATM direct charge fees - access your cash from over 10,000 ATMs provided by the big banks across Australia, direct charge free
• Easy access to your account via Internet Banking and our Smart Phone App
• Optional payWave wristband for account holders 12 and older, at no additional cost
• Flexible payment options with a Visa Debit card. You can use payWave in-store, online, over the phone and overseas – all while using your own money 
• No minimum balance required 
• The option of a $500 Visa Overdraft
 
 

Fees

We understand that when you're a student, money can be tight. That's why our Student Starter account has no account keeping fees or transaction fees. Plus, we won't charge you any fees when accessing your money from any Australian ATM.^
 

Additional fees may apply for specially requested services. Please refer to current schedule of fees and charges.

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. 

How to apply
Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Apply now
Features and benefits
• Perfect for your everyday transactions with no account keeping fees 
• Don’t pay ATM direct charge fees - access your cash from over 10,000 ATMs provided by the big banks across Australia, direct charge free
• Easy access to your account via Internet Banking and our Smart Phone App
• Optional payWave wristband for account holders 12 and older, at no additional cost
• Flexible payment options with a Visa Debit card. You can use payWave in-store, online, over the phone and overseas – all while using your own money 
• No minimum balance required 
• The option of a $500 Visa Overdraft
 
 
Fees
We understand that when you're a student, money can be tight. That's why our Student Starter account has no account keeping fees or transaction fees. Plus, we won't charge you any fees when accessing your money from any Australian ATM.^
 

Additional fees may apply for specially requested services. Please refer to current schedule of fees and charges.

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. 

Credit eligibility criteria, terms & conditions, fees & charges apply.

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