Personal Loan
Interest rate from
13.49% p.a.1
Comparison rate  from
13.78% p.a.*

Need money for a holiday, a boat, or simply to consolidate some debt? Our Community First Credit Union variable personal loans may be for you.

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Apply online and get an instant response

Features and benefits

• No monthly account keeping fees 
• Use your money your way by making extra repayments without penalty and redraw your money as you need it
• Benefit from flexible repayment options – pay weekly, fortnightly or monthly 
• Make lump sum payments at no extra charge
• Flexible loan terms from 1 – 5 years and loan amounts up to $35,000 for unsecured loans.
 
 

Loan limits

  • Minimum $5,000
  • Maximum (unsecured) $35,000

Eligibility

You can apply if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Please note that Community First does not offer commercial lending. Find out more here.

Rates

Picture of Variable rate personal loan

Variable rate personal loan

Variable rate from
Interest rate from
13.49% p.a.1
Comparison rate  from
13.78% p.a.*
Picture of Variable rate personal loan

Variable rate personal loan

Variable rate up to
Interest rate up to
17.49% p.a.1
Comparison rate  up to
17.79% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
• No monthly account keeping fees 
• Use your money your way by making extra repayments without penalty and redraw your money as you need it
• Benefit from flexible repayment options – pay weekly, fortnightly or monthly 
• Make lump sum payments at no extra charge
• Flexible loan terms from 1 – 5 years and loan amounts up to $35,000 for unsecured loans.
 
 
Loan limits
  • Minimum $5,000
  • Maximum (unsecured) $35,000
Eligibility
You can apply if you:
 
  • Are over 18 years of age
  • Have a regular income
  • Are not bankrupt
  • Are an Australian citizen or permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
 
What you may need to apply:
 
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Please note that Community First does not offer commercial lending. Find out more here.

Rates
Picture of Variable rate personal loan

Variable rate personal loan

Variable rate from
Interest rate from
13.49% p.a.1
Comparison rate  from
13.78% p.a.*
Picture of Variable rate personal loan

Variable rate personal loan

Variable rate up to
Interest rate up to
17.49% p.a.1
Comparison rate  up to
17.79% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 20/06/16 and subject to change without notice. 

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