Home Loan
Basic Variable rate for LVR 80% or less
2.89% p.a.1
Comparison rate
2.96% p.a.*

Available for principal and interest or interest only repayments - applies to new lending of at least $50,000 with a maximum LVR of 80%. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply for interest only repayments.

 

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Basic Variable home loan special

  • Our lowest variable rate home loan for investors
  • Save money with $0 monthly and $0 annual fees 
  • Available for loan amounts up to 80% of the property value
  • Make extra repayments without penalty
  • Redraw any additional repayments in advance as you need it 
  • Benefit from flexible repayment options - pay weekly, fortnightly or monthly

Fees

  • New application fee $600
  • Valuation, legal and variation fees may apply
  • $0 monthly and $0 annual fees
  • Redraw fee:
    • Internet (BPAY®, internal and external transfers) $15
    • Staff Assisted $30

Additional fees may also apply. Please refer to current schedule of fees and charges.



® Registered to BPAY Pty Ltd ABN 69 079 137 518

Eligibility

You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)

What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

 

Rates

Picture of Investor Basic Variable special

Investor Basic Variable special

Basic Variable new loan offer - Investment Principal & Interest
Basic Variable rate for LVR 80% or less
2.89% p.a.1
Comparison rate
2.96% p.a.*
Picture of Investor Basic Variable special

Investor Basic Variable special

Basic Variable new loan offer - Investment Interest Only
Basic Variable rate for LVR 80% or less
2.89% p.a.1
Comparison rate
2.96% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Basic Variable home loan special
  • Our lowest variable rate home loan for investors
  • Save money with $0 monthly and $0 annual fees 
  • Available for loan amounts up to 80% of the property value
  • Make extra repayments without penalty
  • Redraw any additional repayments in advance as you need it 
  • Benefit from flexible repayment options - pay weekly, fortnightly or monthly
Fees
  • New application fee $600
  • Valuation, legal and variation fees may apply
  • $0 monthly and $0 annual fees
  • Redraw fee:
    • Internet (BPAY®, internal and external transfers) $15
    • Staff Assisted $30

Additional fees may also apply. Please refer to current schedule of fees and charges.



® Registered to BPAY Pty Ltd ABN 69 079 137 518

Eligibility
You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)

What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

 

Rates
Picture of Investor Basic Variable special

Investor Basic Variable special

Basic Variable new loan offer - Investment Principal & Interest
Basic Variable rate for LVR 80% or less
2.89% p.a.1
Comparison rate
2.96% p.a.*
Picture of Investor Basic Variable special

Investor Basic Variable special

Basic Variable new loan offer - Investment Interest Only
Basic Variable rate for LVR 80% or less
2.89% p.a.1
Comparison rate
2.96% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Offer Terms and Conditions: Interest rates are current as at 01/07/20 and subject to change. Offer is available on the True Basic Variable home loan for investment applications made by 30/09/20, funded by 31/12/20 and can be withdrawn at any time. Available for new lending of at least $50,000. Maximum LVR of 80%. 

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