Accelerator Package Owner-occupier special: Max LVR 80%

2 year variable introductory rate for owner occupiers with new lending
1.99% p.a.1
Comparison rate
3.25% p.a.*

Available for new lending from $100,000 for owner occupiers with principal and interest repayments and a maximum LVR of 80%. Eligible applications submitted between 15 February 2021 and 31 May 2021 and fund by 31 August 2021. View the Home Loan Key Facts Sheet before you begin. 

At a glance...
Save with an extra low rate for 2 years, then settle in with a life of loan discount of 1.65%p.a. off the owner occupier standard variable rate.

Accelerator Package Owner-occupier special: Max LVR 95%

2 year owner occupier variable rate with Accelerator Package
2.29% p.a.2
Comparison rate
3.90% p.a.*

Available for new lending from $100,000 for owner occupiers with principal and interest repayments and a maximum LVR of 95%. Apply by 31 May 2021 and fund by 31 August 2021. View the Home Loan Key Facts Sheet before you begin. 

At a glance...
Save with an extra low variable rate for 2 years, then settle in with a life of loan discount of 0.90%p.a. off the owner occupier standard variable rate.

Community Professional feature

If you're looking to buy or build, and you're currently working in an eligible profession, you could borrow up to 90% of the property value without the need to pay Lenders' Mortgage Insurance (LMI). It's available for new lending on Community First owner occupied home loans that allow a maximum  LVR of 95% and you can choose from a range of fixed and variable options . View the Home Loan Key Facts Sheet before you begin. 

At a glance...
People employed in eligible community professions can borrow up to 90% of the property value without the need to pay Lenders' Mortgage Insurance.

First Home Loan Deposit Scheme - New Home Guarantee

2 year owner occupier variable rate - principal & interest, max LVR 95%
2.29%p.a.3
Comparison rate
3.90%p.a.*

If you’re thinking of buying or building your first home, you may be able to buy your first home with as little as 5% deposit and pay no Lenders’ Mortgage Insurance thanks to the Australian Government's First Home Loan Deposit Scheme. Property price caps apply for eligible properties under the New Home Guarantee.

At a glance...
As an appointed participating lender in the First Home Loan Deposit Scheme, eligible first home buyers could buy their first home with as little as 5% deposit and no Lenders’ Mortgage Insurance.

Accelerator Package Investor special

2 year investor variable rate with Accelerator Package
2.74% p.a.4
Comparison rate
4.22% p.a.*

Available for new lending from $100,000 for investors with a maximum LVR of 80%. Apply by 31 May 2021 and fund by 31 August 2021. View the Home Loan Key Facts Sheet before you begin. 

At a glance...
Save with an extra low variable rate for 2 years, then settle in with a life of loan discount of 0.90%p.a. off the investment standard variable rate.
1 Offer terms and conditions: Offer is for eligible applications submitted by 31/05/21 and funded by 31/08/21 and can be withdrawn at anytime. Offer is available on Accelerator Package home loans for new loans with a minimum balance of $100,000 or for internal loan increases of at least $50,000. Legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. Government charges or any exit costs may be incurred from your existing lender. Maximum LVR of 80%. 
2 Offer terms and conditions: Offer is for eligible applications submitted between 22/01/21 and 31/05/21 and funded by 31/08/21. Offer can be withdrawn at anytime. Offer is available on Accelerator Package home loans for new loans with a minimum balance of $100,000 or for internal loan increases of at least $50,000. Legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. Government charges or any exit costs may be incurred from your existing lender. Maximum LVR of 95%. Lender's Mortgage Insurance is required for LVR over 80%.  
3 Offer terms and conditions: Home Loan Special is available for eligible applications who secure a place in the First Home Loan Deposit Scheme (FHLDS). Applications must be submitted by 30/04/2021 and funded by 31/07/2021 - offer can be withdrawn at anytime and available places in the Scheme may expire at any time. Offer is available on Accelerator Package home loans for owner occupiers with principal and interest repayments and a maximum LVR of 95%. Available only for new loans with a minimum balance of $100,000. Legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. 
4 Offer terms and conditions: Offer is for eligible applications submitted between 01/02/21 and 31/5/21 and funded by 31/08/21. Offer can be withdrawn at anytime. Offer is available on Accelerator Package home loans for new investment loans with a minimum balance of $100,000 or for internal loan increases of at least $50,000. Legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. Government charges or any exit costs may be incurred from your existing lender. Maximum LVR of 80%.