Car loan
Interest rate
5.34% p.a.1
Comparison rate
6.10% p.a.*

Our award winning Car Loan is a great secured loan available for registrable vehicles that are brand new or up to 5 years old including cars (demonstrator vehicles eligible), motorbikes, caravans, boats and jet skis.

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Apply online and get an instant response

Features and benefits

  • Secured car loan available for brand new vehicles or vehicles up to 5 years old including cars, motorbikes, caravans, boats and jet skis
  • The option of a fixed rate or variable rate 
  • Loan terms available from 1 to 7 years
  • Borrow from $10,000
  • A low $5 monthly fee
  • Use your money your way with the ability to redraw any extra repayments made on your loan
  • Benefit from flexible repayment options – pay weekly, fortnightly or monthly
  • Fast approval


 

Eligibility

You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)
 
What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates

Picture of Car loan

Car loan

Variable rate
Interest rate
5.34% p.a.1
Comparison rate
6.10% p.a.*
Picture of Car loan

Car loan

Fixed rate
Interest rate
5.34% p.a.1
Comparison rate
6.10% p.a.*
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
  • Secured car loan available for brand new vehicles or vehicles up to 5 years old including cars, motorbikes, caravans, boats and jet skis
  • The option of a fixed rate or variable rate 
  • Loan terms available from 1 to 7 years
  • Borrow from $10,000
  • A low $5 monthly fee
  • Use your money your way with the ability to redraw any extra repayments made on your loan
  • Benefit from flexible repayment options – pay weekly, fortnightly or monthly
  • Fast approval


 

Eligibility
You can apply if you:
  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)
 
What you may need to apply:
  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

 

Self employed

Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Find out more here.

Rates
Picture of Car loan

Car loan

Variable rate
Interest rate
5.34% p.a.1
Comparison rate
6.10% p.a.*
Picture of Car loan

Car loan

Fixed rate
Interest rate
5.34% p.a.1
Comparison rate
6.10% p.a.*
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 03/09/2021 and subject to change without notice. 

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