Transaction accounts
Image of the pink debit card

The Pink Debit Card lets you access your own money while supporting the McGrath Foundation. Community First will donate $1 of the card’s monthly fee to the McGrath Foundation each month. The McGrath Foundation raises money to place specialist McGrath Breast Care Nurses wherever they're needed and seeks to increase breast health understanding.

clock
Apply online and get an instant response

Features and benefits

  • Use your own money to shop in-stores and online, pay bills, access cash and more.
  • Convenient payment options including Visa payWave, EFTPOS, fast payments via Osko, PayID, mobile wallet payments and over the counter at our stores
  • Optional overdraft facility
  • $1 of the monthly fee is donated to the McGrath Foundation each month
  • No minimum monthly deposit
  • Optional payWave wristband at no additional cost
  • Access cash from over 10,000 ATMs across Australia, direct charge free.^

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. Additional fees apply for overseas ATM transactions. Refer to our fees and charges schedule for more information.

 

Fees

The account has a flat monthly fee of $6 to cover everyday electronic transactions such as:

  • Purchases on your card - debit, credit and Visa payWave
  • Mobile payments such as Apple Pay, Google Pay and Samsung Pay*
  • Direct Debits 
  • BPAY® Payments
  • Internet Banking Transfers - fast payments via Osko and external transfers
  • ATM withdrawals at any Australian ATM^

 

Plus, you can feel good knowing that $1 donated of your monthly fee is donated to the McGrath Foundation every month.

 

Additional fees may also apply. Please refer to current schedule of fees and charges.

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. Additional fees apply for overseas ATM transactions. Refer to our fees and charges schedule for more information *Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. To use Google Pay you will need to use a compatible device with a supported operating system. 

Card safety

Community First takes specific actions to ensure maximum security. Following are some of the additional measures:
 
  • Newly issued Visa debit and credit cards will contain EMV technology. The EMV Chip is embedded within the cards and provides you with additional security as it prevents it from being counterfeited.
  • You have the option to protect your card repayments
  • Free SMS and email alerts can be set up on your accounts with Community First. You can choose to be notified of specified debits, credits and balances on your account(s) with us which means that you can notify us immediately of any suspicious transactions on your account.
 

Verified by Visa

Community First provides Verified by Visa as an easy-to-use fraud prevention program that confirms your identity when you shop online with any participating online merchant.
All existing and new Visa cards are automatically registered, joining more than 355 million Visa cardholders, for this free service. 
 
Throughout the world a growing number of merchants, currently more than 200,000, are offering Verified by Visa. Look for the symbol as a sign these merchants value your business and your security.
 
Each time you make an online purchase with a participating merchant, the Verified by Visa program assesses the risk level of the transaction. Certain activity may seem out of the ordinary – maybe because it’s a high dollar value transaction, or a retailer you’ve never bought with before. In these instances you may be asked to confirm some simple personal details – like date of birth, mother's maiden name or address details – so we can be sure the card isn't be used without your permission. Your privacy is our priority – this information is used only to verify your identity. If you have any questions about Verified by Visa visit the Verified by Visa website.
How to apply
You can choose to apply online, over the phone, or by visiting one of our Financial Services Stores.
Features and benefits
  • Use your own money to shop in-stores and online, pay bills, access cash and more.
  • Convenient payment options including Visa payWave, EFTPOS, fast payments via Osko, PayID, mobile wallet payments and over the counter at our stores
  • Optional overdraft facility
  • $1 of the monthly fee is donated to the McGrath Foundation each month
  • No minimum monthly deposit
  • Optional payWave wristband at no additional cost
  • Access cash from over 10,000 ATMs across Australia, direct charge free.^

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. Additional fees apply for overseas ATM transactions. Refer to our fees and charges schedule for more information.

 
Fees

The account has a flat monthly fee of $6 to cover everyday electronic transactions such as:

  • Purchases on your card - debit, credit and Visa payWave
  • Mobile payments such as Apple Pay, Google Pay and Samsung Pay*
  • Direct Debits 
  • BPAY® Payments
  • Internet Banking Transfers - fast payments via Osko and external transfers
  • ATM withdrawals at any Australian ATM^

 

Plus, you can feel good knowing that $1 donated of your monthly fee is donated to the McGrath Foundation every month.

 

Additional fees may also apply. Please refer to current schedule of fees and charges.

 

^Community First branded ATMs are direct charge free and located within most stores. For non-Community First branded ATMs, you may be charged a direct charge fee by the ATM operator. You will be notified of this fee up-front and will not be charged a fee should you wish to cancel the transaction. Additional fees apply for overseas ATM transactions. Refer to our fees and charges schedule for more information *Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. To use Google Pay you will need to use a compatible device with a supported operating system. 

Card safety
Community First takes specific actions to ensure maximum security. Following are some of the additional measures:
 
  • Newly issued Visa debit and credit cards will contain EMV technology. The EMV Chip is embedded within the cards and provides you with additional security as it prevents it from being counterfeited.
  • You have the option to protect your card repayments
  • Free SMS and email alerts can be set up on your accounts with Community First. You can choose to be notified of specified debits, credits and balances on your account(s) with us which means that you can notify us immediately of any suspicious transactions on your account.
 
Verified by Visa
Community First provides Verified by Visa as an easy-to-use fraud prevention program that confirms your identity when you shop online with any participating online merchant.
All existing and new Visa cards are automatically registered, joining more than 355 million Visa cardholders, for this free service. 
 
Throughout the world a growing number of merchants, currently more than 200,000, are offering Verified by Visa. Look for the symbol as a sign these merchants value your business and your security.
 
Each time you make an online purchase with a participating merchant, the Verified by Visa program assesses the risk level of the transaction. Certain activity may seem out of the ordinary – maybe because it’s a high dollar value transaction, or a retailer you’ve never bought with before. In these instances you may be asked to confirm some simple personal details – like date of birth, mother's maiden name or address details – so we can be sure the card isn't be used without your permission. Your privacy is our priority – this information is used only to verify your identity. If you have any questions about Verified by Visa visit the Verified by Visa website.

Credit eligibility criteria, terms & conditions, fees & charges apply.

Related products and services