2 year fixed package rate from
2.29% p.a.1
Comparison rate  from
3.90% p.a.*

A home loan that rewards you with a discounted interest rate, a 100% offset account with a Debit card plus savings on financial products and services. New Owner-occupied loans may be eligible to enjoy a 2 year fixed special when you apply by 30 September 2020^. Different interest rates apply based on loan purpose and repayment types. Please take a moment to review the Home Loan Key Facts Sheet before you begin. 

 

At a glance...
Enjoy discounts on your home loan and everyday banking.
2 year owner occupier discounted variable rate from
2.29% p.a.2
Comparison rate  from
3.90% p.a.*

A home loan that rewards you with a discounted interest rate, a 100% offset account with a Debit card plus savings on financial products and services. New loans enjoy a 2 year introductory discount when you apply by 30 September 2020^.  Different interest rates apply based on loan purpose and repayment types. Please take a moment to review the Home Loan Key Facts Sheet before you begin. 

 

At a glance...
Enjoy discounts on your home loan and everyday banking.
3 Year fixed rate for LVR 80% or less principal and interest from
2.89% p.a.3
Comparison rate  from
3.89% p.a.*

Our fixed and variable home loan specials for investors are available for new lending of at least $50,000 with loan amounts up to 80% of the property value. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.

 

At a glance...
Our fixed and variable home loan specials for investors are available for new lending of at least $50,000 with loan amounts up to 80% of the property value. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.
1 Year fixed interest rate from
2.69% p.a.4
Comparison rate  from
3.80% p.a.*

Take comfort in the certainty of knowing what your repayments will be with a Community First Fixed Rate home loan. It lets you lock in your home loan rate for 1, 2 or 3 years. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.

 

At a glance...
No account keeping fees with a 100% offset attached.
1 year fixed interest rate from
3.15% p.a.5
Comparison rate  from
3.85% p.a.*

Our honeymoon home loan lets you enjoy a fixed introductory rate for the first year of your loan to help you get started with your new home. As you settle in, it gives you the certainty of knowing what your repayments will be. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.

At a glance...
No annual or account keeping fees with a 100% offset account.
Interest rate from
3.65% p.a.6
Comparison rate  from
3.72% p.a.*

Our True Basic Variable Home Loan is a simple home loan with our lowest variable rate with all the necessary features you’d expect. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.

 

At a glance...
No annual fee and no account keeping fees.
Interest rate from
4.64% p.a.7
Comparison rate  from
4.71% p.a.*

Our True Value Variable Home Loan gives you a competitive standard variable interest rate. It also comes with a range of flexible features to help with managing your loan. Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.

 

At a glance...
No annual or account keeping fees with a 100% offset attached.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate for new loans is current as at 06/04/20 and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information. Offer Terms and Conditions: ^Interest rate is current as at 02/04/20 and is subject to change. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. Offer is for applications made by 30/09/20, funded by 31/12/20. Offer can be withdrawn at any time. Offer is available on the Accelerator Package home loan for new owner-occupied principal and interest loans with a minimum balance of $100,000 or for internal loan increases of at least $50,000. Lenders' Mortgage Insurance applies for LVR over 80%, with a maximum LVR of 95%. ^Break costs may apply for fixed loans refer to your terms and conditions for more information.  
2 Rate for new loans is current as at 31/03/20 and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Offer terms and conditions: ^Offer is for applications made by 30/09/20, funded by 31/12/20 and can be withdrawn at anytime. Offer is available on Accelerator Package home loans for new loans with a minimum balance of $100,000 or for internal loan increases of at least $50,000. Legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Your interest rate and repayments may increase at the end of the 2 year term as a lower discount applies for the remaining term. Government charges or any exit costs may be incurred from your existing lender. Lenders' Mortgage Insurance applies for LVR over 80%, with a maximum LVR of 95%. 
3 Offer Terms and Conditions: Interest rates are current as at 01/07/20 and is subject to change. Offers are available on the 3 year fixed home loan and True Basic Variable home loan for investment applications made by 30/09/20, funded by 31/12/20 and can be withdrawn at any time. Available for new lending of at least $50,000. Maximum LVR of 80%. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. At the end of the fixed period the interest rate will revert back to the standard variable rate with a loyalty discount of 0.80%p.a and repayment amounts will change, unless a new fixed term is selected.  
4 Interest rate is current as at 06/04/20 and is subject to change. At the end of the fixed period the interest rate will revert back to the standard variable rate at the time with a loyalty discount of 0.80% p.a. and repayment amounts will change, unless a new fixed term is selected. Maximum LVR of 95% (lenders mortgage insurance applies for LVR over 80%).  
5 Interest rate is current as at 31/03/20 and is subject to change. This product is not available for internal refinances. At the end of the honeymoon period the interest rate will revert back to the standard variable rate at the time with a loyalty discount of 0.80% p.a. and repayment amounts will change. 
6 Rates for new loans are current as at 31/03/20 and subject to change without notice. Home loan rates are set based on the initial LVR and don't change because of vchanges to the LVR during the life of the loan.  
7 Rate for new loans is current as at 31/03/20 and subject to change without notice.