a brighter future
At Community First, we put our members before profit.

Savings Interest Rates


Everyday and Savings Account Rates

Access Account (S7)*

Interest Rate % p.a

$0-$19,999

$20,000-$49,999

$50,000+

0.00%

0.10%

0.25%

*Funds at-call. Interest calculated daily and paid tri-annually

Retirement Plus
Deeming Account (S4)*

 Interest Rate % p.a.

Up to $2,000

Between $2,000-$42,000

Balances > $42,000

0.10%

3.00%

4.50%

*Funds at-call. Interest calculated daily and paid tri-annually. Only portion of balance above each tier paid at the higher rate. 

Money Market (S10)* 

 Interest Rate % p.a.

$0-$9,999

$10,000-$19,999

$20,000-$99,999

$100,000 +

0.00%

0.50%

1.50%

2.50%

*Funds at-call. Interest calculated daily and paid tri-annually

Christmas Cracker (S5)*

Interest Rate % p.a.

$0+

1.50%

*Withdrawals between 1 November and 31 January only. Interest calculated on minimum monthly balance and paid on 31st October that year.

Bonus Saver (S9)*

 Interest Rate % p.a
$0+

Regular Interest 0.10%

Bonus Interest 3.00%

*Funds at call. Interest calculated daily and paid monthly

FirstBiz Account (S99)*

 Interest Rate % p.a. 

$0+

$500,000+

4.70%

4.90%

*Interest calculated daily and paid monthly


Powerup Account (S18)*

 Interest Rate % p.a

$0-$999

$1,000-$4,999

$5,000-$9,999

$10,000-$49,999

$50,000+

0.10%

0.50%

0.75%

1.00%

1.50%

*Interest calculated daily and paid tri-annually

Student Starter (S13)* Interest Rate % p.a

$0-$999

$1,000-$4,999

$5,000-$9,999

$10,000-$49,000

$50,000+

0.10%

0.50%

0.75%

1.00%

1.50%

*Interest calculated daily and paid tri-annually

Pocket Power (S16)* Interest Rate % p.a

$0-$999

$1,000-$4,999

$5,000-$9,999

$10,000-$49,000

$50,000+

0.50%

1.50%

2.00%

2.50%

3.00%

*Interest calculated daily and paid tri-annually


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