a brighter future
At Community First, we put our members before profit.

Loan Interest Rates


Personal Loans

Interest Rate % p.a
Green Loans 7.24% p.a (variable)

Personal Best (unsecured) Variable
Minimum loan $5,000

 From 14.45% p.a to 18.45% p.a

Personal Best (unsecured) Fixed
Minimum loan $5,000

 From 14.45% p.a to 18.45% p.a

  

Car Loans

Interest Rate % p.a
New Car Loan (Fixed 5yrs max)
(for cars up to 3 years old)  
Min loan $10,000, max $60,000
 9.99% p.a

Overdrafts

Interest Rate % p.a
Mortgage Secured (min $10,000, variable) 7.24% p.a*
Unsecured (Min $1,000, variable) 15.95% p.a

Credit Cards

Interest Rate % p.a
Low rate Visa Credit Card 10.99% p.a
McGrath Pink Visa Card 10.99% p.a.**

Home Loans

Interest Rate % p.a
Honeymoon Home Loans
12 month introductory capped rate		 6.49% p.a
True Basic Home Loan 6.79% p.a
True Value Variable Home Loan 7.24% p.a

True Fixed Home Loan

1 Year
2 Year
3 Year



6.90% p.a
6.99% p.a
7.09% p.a

Accelerator Home Loan with Accelerator Package

Loans up to $250,000

Loans greater than $250,000



6.84% p.a

6.74% p.a

Investment Home Loans Interest Rate % p.a 
TrueBasic
(Principal + Interest)		 6.79% p.a
Interest Only Variable Rate 7.24% p.a

Interest Only Fixed Rate

1 Year
2 Year
3 Year



6.90% p.a
6.99% p.a
7.09% p.a

Rates effective as at 9th August 2010 and subject to change without notice. Terms and conditions, fees and charges apply - details available on application.

** Community First will donate $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation supports McGrath Breast Care Nurses in rural and regional Australia and educates young women to be breast aware. For more information visit www.mcgrathfoundation.com.au

^ Eligibility criteria applies. 

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