a brighter future
At Community First, we put our members before profit.

Fees and Charges


View our schedule of fees and charges

At Community First we are a mutual financial organisation owned by our Members. As a mutual organisation we don't exist solely to produce profits for shareholders. We strive to offer value to our Members through a commitment to our Mutuality Dividend. Underpinning our Mutuality Dividend is the promise to never charge excessive fees.

Our Approach to Fees and Charges

Our approach to fees and charges is based on the following principles:

  • No account keeping fees - you are only charged for what you actually do rather than the account you have.
  • Patronage - the more business you do with us the greater we give back to you.
  • Access options - we give you access to a range of methods to deal with us, so that you can avoid high cost transactions.
  • User pays - you will only pay for the services you use. You will not be subsidising the cost of providing services to other Members.
  • We offer you as a Member a Member Allowance to minimise fees.
     

Manage your fees and save

Fees are charged according to the way in which you use your account. By understanding and taking advantage of our approach to fees and charges, together with knowing how different fees are charged, you may be able to minimise or avoid paying any transaction fees at all.

To help make managing your fees a whole lot easier, we’ve compiled a list of our 
top ten tips to save on fees.






Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.