a brighter future
At Community First, we put our members before profit.

Overdrafts


Avoid being caught short of funds

A Community First Unsecured Overdraft is linked to your savings account. It helps give you peace of mind that in the event your account runs low on funds and you encounter unexpected expenses, your Overdraft will be there to cover you. It can also help you to avoid account overdrawn fees.

Features

 Details

Benefits
  • Access to your funds at call
  • Flexible repayment options -weekly, fortnightly or monthly
  • Security against unexpected expenses

Credit limits
  • Minimum $1,000**
  • Maximum $35,000

Repayments
  • Minimum monthly repayment is 3% of the outstanding balance at the last statement date, with a $20 minimum repayment applicable.

Eligible accounts
  • S7 Access Account
  • S4 Retirement plus deeming Account
  • S13 Student Starter Account

Current interest rates
Fees and charges

To apply or for more information

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
** S13 account holders can apply for a $500 credit limit. Normal lending criteria applies.