a brighter future
At Community First, we put our members before profit.

True Basic


Our True Basic home loan is a simple easy to manage home loan with our lowest variable interest rate. It has all the standard features you would expect but you are only charged on a pay-as-you-use basis.

Other Features

  • No annual fee
  • No account keeping fees
  • Redraw available with no minimum redraw amount
  • No penalty for additional repayments
  • Available for owner occupied, investment or construction purposes
  • Maximum LVR of 80% (or 95% with Lenders Mortgage Insurance)
  • Weekly, fortnightly or monthly repayment options

View our current home loan interest rates and fees and charges

Compare all of our home loan features
Visit our Q&A section on home loans

Apply now

The quickest and easiest way to apply is online. It will only take you approximately 10 minutes provided you have all the information you need handy.

If you have any questions you would like answered before you begin, you can contact us.

Apply online

Other ways to apply


 
*All loans subject to lending guidelines. Terms and conditions, fees and charges apply - details available on application.