a brighter future
At Community First, we put our members before profit.

Car Loans


You spend a lot of time shopping around to get the best deal when purchasing a car. Whether you're buying or refinancing, the same should go for your car finance. 

At Community First, we can offer you three types of car loans:

  • New car loan
  • Used car loan
  • Green car loan

 
Our car loan benefits
 

  • No account keeping fees
  • No early repayment penalties
  • A redraw facility
  • Ability to make additional repayments

    Compare our car loans
     

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    Depending on the age of the car you are buying or refinancing, and how environmentally friendly it is, we can offer you one of three car loans:

    Features

    		 New Car Loan Used Car Loan Green Car Loan

    Eligibility criteria

    For brand new cars and cars up to 3 years old, and brand new motorbikes

    For cars more than 3 years old

    Available for cars with a 5 star environmental rating that are up to 3 years old
    See what cars qualify >

    Deposit needed

    Security needed

    Yes, vehicle is taken as security over the loan

    Yes, vehicle is taken as security over the loan

    Balloon/residual payments

    Minimum loan amount

    $10,000

    $5,000

    $1,000

    Maximum loan amount

    Up to $60,000

    Up to $50,000, or more with mortgage security

    $50,000

    Loan terms

    1-5 years

    1-5 years

    1-5 years

    Fixed rates available

    View our loan interest rates and fees >

    Apply now

     
    Need help searching for a new or used car?

    Let Auto Search do the searching for you...absolutely free!^ Auto Search will use their expertise to find you the right car at the right price, saving you time and money.

    Find out more or submit an online enquiry form and Auto Search will be in touch with you shortly.

    * Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.