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At Community First, we put our members before profit.

Visa Debit Cards


Linked to your everyday savings account, the Visa debit card allows you to utilise your own funds or you can opt to have a personal line of credit in the form of an overdraft facility.

The Visa debit card is the perfect solution for those who find themselves needing extra funds but don't necessarily want a credit card.

Key features at a glance

  • Optional overdraft facility available
  • Ability to access funds via ATM’s and EFTPOS facilities in Australia
  • Access to the worldwide Visa network
  • No annual fee
  • The option to protect your card repayments
  • Verified by Visa protection for online purchases
  • Avoid transaction charges by selecting the ‘credit’ option and signing for all your purchases

Win a trip to the 2010 FIFA World Cup™ with Visa Debit

Simply spend over $20 on your Visa Debit card before 25th April 2010 to automatically go into the draw to win a trip to the 2010 FIFA World Cup™ in South Africa thanks to Visa.

The more you use your Visa Debit card, the greater the chance to be part of the 2010 FIFA World Cup™.

Find out more >

Pen or PIN

You also have the option to enter a Personal Identification Number (PIN), as an alternative to signing for purchases. This means quicker authorisation of your purchases & the ability to take advantage of a "free transaction” by pressing the 'credit' button, instead of choosing "savings'. Your local Financial Services Store can set up a PIN for you if you don’t have one already.


For more information or to apply by phone

Please call Community First Direct on 1300 13 22 77, visit your local Community First Financial Services Store, or send an email to arrange to have a Member Service Officer contact you.

For more information on the Pen or PIN initiative, click here.




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