a brighter future
At Community First, we put our members before profit.

About Community First


Community First Credit Union is a financially sound and well managed financial institution that has been in operation since 1959. We are a mutual organisation, which means that we are Member owned and are run for the benefit of our Members, not for external shareholder profit.

Celebrating 50 years of working Australians helping each other out

For fifty years, our focus has been on building financial relationships that deliver value to Members through standards of service superior than our competitors, fairer fees and competitive interest rates on savings and loans.

We've come a long way from growing up in the 60's before we powered on swinging in to the 70's, lived life in the fast lane in the 80's, swam against the tide in the 90's and sailed in to the 21st century. And we're not stopping there.

Read about Community First's 50 year journey via our ebook here > 

Community First today

Today, Community First is the largest community based credit union operating throughout the Sydney and Central Coast region with 13 Financial Services Stores. We aim to continue to be an integral part of the communities in which our Members live and work.

Our 76,000 are part of the 4.5 million Australians who prefer to bank with a credit union or building society

A place with the products of a major bank, but with consistently better home loan rates and a place where profits go back into creating better products for Members.

Community First offers a full range of award winning products and services including home loans, personal loans, savings, insurance and financial planning. Our savings and loans regularly appear in the best buy tables of the major newspapers.