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What is Verified by Visa?
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Community First Credit Union provides Verified by Visa as an easy-to-use fraud prevention program that confirms your identity when you shop online with any participating online merchant.
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You’re already protected
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Throughout the world a growing number of merchants, currently more than 200,000, are offering Verified by Visa. Look for the symbol as a sign these merchants value your business and your security.
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So what’s new?
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For your convenience and protection, the enhanced version of Verified by Visa works behind the scenes so in most instances you won’t be interrupted on your way to the ‘checkout’. This means you will no longer require your Member Registration Number (MRN) or Personal Assurance Message (PAM).
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How does it work?
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Each time you make an online purchase with a participating merchant, the Verified by Visa program assesses the risk level of the transaction. Certain activity may seem out of the ordinary – maybe because it’s a high dollar value transaction, or a retailer you’ve never bought with before. In these instances you may be asked to confirm some simple personal details – like date of birth, mother's maiden name or address details – so we can be sure the card isn't be used without your permission. Your privacy is our priority – this information is used only to verify your identity.
If you have any questions about Verified by Visa visit the Verified by Visa website or read the
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Verified by Visa FAQs.
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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