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Savings account selector

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Credit union savings account selector - Community First Credit Union

Savings account selector



Product Selector

Access Account

Our Access account can offer you the flexibility you need for your transactions, catering for all your daily financial needs with a convenient all-in-one-account. It's great if you want flexibility and easy access to your money.

  • No account keeping fees
  • Choice of either a Redicard Plus or a VISA Debit Card
  • Optional overdraft facility^
  • Optional personal cheque book and deposit book
If you are a pensioner or retiree, refer to the Retirement Plus Deeming account.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.
Bonus Saver account

If you really want your savings to take off then the Bonus Saver can help.

It gives you the ability to earn bonus interest on your savings every month, provided you deposit a minimum of $20.00 and make no withdrawals in each calendar month.

Christmas Cracker account

Don't be caught short at Christmas again. Get organised for Christmas by making regular contributions to your Christmas Cracker Account during the year, and you'll be pleasantly surprised at how much you'll have to spend at Christmas.

Your money will be ready for you to withdraw between November 1 and January 31 each year - for Christmas celebrations, gifts, holidays, anything you like.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.
Fixed term deposit

A Community First Term Investment is a safe and secure way to invest your savings at a guaranteed high rate of return. You can invest from $5,000 to $250,000 in a Community First Term Investment and receive a high interest rate.

Money market account

If you have $5,000 or more to invest, you can earn market interest rates whilst your funds are accessible at call with a Money Market account. It is the most flexible way to watch your money grow.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.
Retirement Plus Deeming account

If you're a pensioner or retiree, then a Community First Retirement Plus Deeming account might be what you are after.

A Retirement Plus deeming account lets you take advantage of higher interest rates based on the Federal Government's Income Test deeming rates. At the same time, it allows you to make day-to-day transactions and offers you a Personal Cheque facility as well as our other bill paying and convenient access services.

To be eligible for Retirement Plus you will be a holder of a Seniors Card, a recipient of Family and Community Services Pensions or a self-funded retiree over the age of 55 years.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.
Student Starter account

If you're aged 17-24 and studying your first degree or traineeship full-time, then our Student Starter Account could be the account for you.

This account offers students no transaction fees, competitive interest rates and an option of a $500 Visa Overdraft (subject to lending criteria being met).

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.
Pocket Power account

The Pocket Power Account is a special savings account that has been developed for Members aged 3 to 11 years. With the help of a parent or guardian, junior Members can start their financial education. The Pocket Power Account offers your child ready access to their savings and is free of transaction and account keeping fees!

Ace Power Up

A savings account for kids aged 12 to 17 years that enables them to save and buy what they want faster. It's that simple.

If they start saving when they get their first job, the things that seem out of reach now will be a lot closer. Plus saving gives them a financial track record, so it will be easier to get a hassle free loan when they turn 18.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. * All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.

Interactive Savings Account selector

We've put together this guide to make it easier for you to choose the right savings and investment account options for your needs.

To get started, tell us where you are now? Pick an option that best describes your savings situation?


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