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Saving account rates

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Credit union saving account rates - Community First Credit Union

Transaction and saving account rates



Select the type of account you are interested in


Everyday accounts

Access Account*
Interest Rate % p.a
$0-$19,999
0.00%
$20,000-$49,999
0.10%
$50,000+
0.25%

*Funds at-call. Interest calculated daily and paid tri-annually

Retirement Plus
Deeming Account*
Interest Rate % p.a.
Up to $2,000
0.10%
Between $2,000-$45,400
2.50%
Balances > $45,400
4.00%

*Funds at-call. Interest calculated daily and paid tri-annually. Only portion of balance above each
tier paid at the higher rate.

Community Account*
Interest Rate % p.a
$0-$19,999
0.00%
$20,000-$49,999
0.10%
$50,000+
0.25%

*Funds at-call. Interest calculated daily and paid tri-annually. Eligibility criteria applies.

Savings accounts

Money Market*
Interest Rate % p.a.
$0-$9,999
0.00%
$10,000-$19,999
0.75%
$20,000-$99,999
1.75%
$100,000 +
2.50%

*Funds at-call. Interest calculated daily and paid tri-annually

Christmas Cracker*
Interest Rate % p.a.
$0+
1.50%

*Withdrawals between 1 November and 31 January only. Interest calculated on minimum monthly
balance and paid on 31st October that year.

Bonus Saver*
Interest Rate % p.a
$0+
Regular Interest 0.10%

Bonus Interest 3.25%

Maximum interest 3.35%


*Funds at call. Interest calculated daily and paid monthly

FirstBiz Account*
Interest Rate % p.a.
$0 - $499,999
3.20%
$500,000+
3.40%

*Interest calculated daily and paid monthly

Youth and student accounts

Powerup Account*
Interest Rate % p.a
$0-$999
0.10%
$1,000-$4,999
0.50%
$5,000-$9,999
0.75%
$10,000-$49,999
1.00%
$50,000+
1.50%

*Interest calculated daily and paid tri-annually

Student Starter*
Interest Rate % p.a
$0-$999
0.10%
$1,000-$4,999
0.50%
$5,000-$9,999
0.75%
$10,000-$49,000
1.00%
$50,000+
1.50+

*Interest calculated daily and paid tri-annually

Pocket Power*
Interest Rate % p.a
$0-$999
0.50%
$1,000-$4,999
1.50%
$5,000-$9,999
2.00%
$10,000-$49,000
2.50%
$50,000+
3.00%

Matrimoney Account*
Interest Rate % p.a.
$0+
4.00%

*Interest calculated daily and paid monthly.

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* All Rates (p.a.) effective 09/05/13 and are subject to change without notice.
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