Credit union personal loans
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No matter what you might need money for, a holiday, a boat or even debt consolidation, Community First Credit Union promises you a flexible attitude and fast approval on Personal Loans.
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Choose a loan to suit you
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Our personal loans are suitable if you're looking to borrow between $5,000 and $50,000 for any worthwhile purpose. If you require a car loan, visit our car loans page.
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Personal Loan Benefits
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- Redraw available
- No penalty for early loan repayment
- Flexible repayment options - weekly, fortnightly or monthly
- Lump sum repayments allowed
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 | | | | From 13.99%% p.a.* to
| 17.99%% p.a.*
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| From 13.99%% p.a.* to
| 17.99%% p.a.*
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| | From 15.04% p.a.** to
19.07%p.a.**
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| From 15.04% p.a.** to
19.07%p.a.**
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| | - Minimum $1,000
- Maximum (unsecured) $30,000
- Maximum (secured) $50,000
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| - Minimum $5,000
- Maximum (unsecured) $30,000
- Maximum (secured) $50,000
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Managing your loan
| At Community First, we provide you with a range of convenient ways for you to view and manage your loan:
| - Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 11 Financial Services Stores
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Applying for a loan with Community First
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Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
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Loan calculators
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Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. Rate is current as at 09/05/13 and subject to change without notice. **Comparison rate is calculated on a loan amount of $10,000 over 3 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please consider the relevant Product Conditions of Use available from Community First Credit Union Limited by calling 1300 13 22 77, visiting your local Financial Services Store or www.communityfirst.com.au before deciding whether this product is appropriate for you.
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