Credit union overdraft facility
|
| |
|
|
Avoid being caught short of funds
|
A Community First unsecured overdraft is linked to your savings account. It helps give you peace of mind that in the event your account runs low on funds and you encounter unexpected expenses, your Overdraft will be there to cover you. It can also help you to avoid account overdrawn fees.
|
| - Access to your funds at call
- Flexible repayment options -weekly, fortnightly or monthly
- Security against unexpected expenses
|
| | - Minimum $1,000**
- Maximum $35,000
|
| | - Minimum monthly repayment is 3% of the outstanding balance at the last statement date, with a $20 minimum repayment applicable.
|
| | |
|
|
Managing your loan
|
At Community First, we provide you with a range of convenient ways for you to view and manage your loan:
|
- Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 13 Financial Services Stores
- Access to your money through the rediATM network of over 3,500 ATMs - Australia's second largest ATM network
|
|
Applying for a loan with Community First
|
Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
|
Loan calculators
|
Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
|
|
|
|
|
|
< Back to top >
|
|
|
|
|
* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
** S13 account holders can apply for a $500 credit limit. Normal lending criteria applies.
|
