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Member allowances

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Credit union member allowances - Community First Credit Union

Earn free transaction allowances



To minimise or even avoid paying fees and charges we have a Member Allowance system in place, which rewards you when you bring more of your business to us.

Under our Member Allowance system you will start to receive free transactions based upon the combined total balances of your loans and deposits with Community First. Any transaction charges, in excess of your monthly allowance, will be debited monthly.


Eligible transaction fee rebates

Combined Total Balances*
of Loans and Deposits

Free Transaction Allowance
per month

$0 - $4,999
Nil
$5,000 - $19,999
$4.00
$20,000 - $49,999
$8.00
$50,000 - $99,999
$12.00
$100,000 +
$27.00

Receive additional rebates when you hold the following products with us

Eligible product
Rebate amount per month
Community First Visa Credit Card
$2.00
Holder of current CGU Car or Home Insurance policy
$2.00



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Useful information

Becoming a Member





*Your monthly balances for calculating your free transactions allowance are the total closing balances, on the last day of the month, of all your deposit accounts and all your loan accounts. Please note that balances held by you under a second membership will not generally be taken into account when calculating fees.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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