Skip to main content

Loan interest rates

You are here:

Credit union loan interest rates - Community First Credit Union

Loan interest rates



Select the loan type you are interested in


Personal loans

Personal loans
Interest Rate % p.a.
Green Loans

6.34%

p.a (variable)

Personal Best (unsecured) Variable
Minimum loan $5,000
From

13.99%

p.a. to

17.99%

p.a.

Personal Best (unsecured) Fixed
Minimum loan $5,000
From

13.99%

p.a. to

17.99%

p.a.


Car loans

Car loans
Interest Rate % p.a
New Car Loan (Fixed)
For cars up to 3 years old
Min loan $10,000, max $60,000

7.99%

p.a.^^

Unsecured personal loan (for cars >3 years old)
From

13.99%

p.a. to

17.99%

p.a.

Green car loan

7.99%

p.a (fixed)


Overdrafts

Overdrafts
Interest Rate % p.a
Mortgage Secured (min $10,000, variable)

6.34%

p.a.*

Unsecured (Min $1,000, variable)

15.68%

p.a.


Credit cards

Credit Cards
Interest Rate % p.a
Low rate Visa Credit Card

9.50%

p.a.

McGrath Pink Visa Card

9.50%

p.a.**


Home loans

Home Loans
Interest Rate % p.a
Honeymoon Home Loan
12 month introductory fixed rate

4.99%

p.a.

True Basic Home Loan

5.73%

p.a.


True Value Variable Home Loan

6.34%

p.a.



True Fixed Home Loan

1 Year

2 Years

3 Years





5.39%

p.a.



5.19%

p.a.



5.09%

p.a.



Accelerator Home Loan
with Accelerator Package

Loans up to $250,000

Loans greater than $250,000




5.94%

p.a



5.84%

p.a




Investment home loans

Investment Home Loans
Interest Rate % p.a
TrueBasic
(Principal + Interest)

5.73%


Interest Only Variable Rate

6.34%

p.a.



Interest Only Fixed Rate

1 Year
2 Year
3 Year




5.39%

p.a.


5.19%

p.a.


5.09%

p.a.





Back to top >



Have you considered..

Useful information

Becoming a Member





Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
Rates effective as at 09/05/13 and subject to change without notice. Terms and conditions, fees and charges apply - details available on application.

** Community First will donate $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation supports McGrath Breast Care Nurses in rural and regional Australia and educates young women to be breast aware. For more information visit www.mcgrathfoundation.com.au

^ Eligibility criteria applies.

^^ Not available for refinances from existing Community First Credit Union car loans.
image description

Latest offers

  • Get one of Australia's lowest home loan rates fixed for 12 months - apply by 30th April 2013*

    Find out more »

  • Buying your first home? Get it sooner with the $2,000 First Home Buyer Headstart Grant exclusive to Community First*

    Find out more »