Skip to main content

Home loan selector

You are here:

Credit union home loan selector - Community First Credit Union

Home loan selector



Product Selector

Fixed rate home loan

If you don’t like surprises, when it comes to your loan repayments, then why not protect yourself against possible rate rises by fixing your home loan rate. Our Fixed home loan allows you to fix your home loan from 1-3 years.

It is also very flexible, giving you the ability to make additional repayments, redraw, a 100% offset account and no annual or account keeping fees.

After the Fixed interest rate period, the interest rate on the loan reverts back to our standard variable rate. Additional repayments can be made up to the value of $25,000 p.a. fee free. * Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
True basic home loan

Don't pay for the extra features you don't need. Our True Basic Home loan has our lowest ongoing variable interest rate but without all the bells and whistles like 100% offset accounts. However, it is still flexible enough to allow you to make extra repayments and you even have access to a redraw facility.

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
Honeymoon home loan

Our honeymoon home loan is perfect for those of you starting out in the home loan market. Our low introductory interest rate is fixed for 12 months so you know exactly what your repayments will be for the initial honeymoon period. After the introductory period the rate returns to our standard variable rate.

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
Accelerator home loan

The accelerator home loan is the complete home loan package that rewards you with an interest rate discount of up to 0.50%p.a., transaction fee free banking and a range of other discounts on our products and services. With a range of flexible features such as a 100% offset account, a redraw facility and the ability to make additional repayments, you’ll find the Accelerator Home Loan great value.

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
Interest only home loan

We have a range of interest only home loan options to suit your needs. Choose from either an interest only variable rate home loan for a period of up to 5 years or a 1, 2 or 3 year fixed rate home loan.

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.

To get started, pick an option on the left hand side.

image description

Latest offers

  • One rate, two great deals: switch your home loan and credit card to us and get one of Australia's lowest rates on both*

    Find out more »

  • Get your free copy of 'Taking care of my generation' guide from Bridges Financial Planning

    Find out more »

  • You could win $1,000 simply by using your Visa Card this summer*

    Find out more »