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Help save your planet and your pocket
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A Community First Green Loan can be used to finance the purchase of 5 star rated environmentally friendly products. Our green loans are available for residents in any state in Australia.
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How does it work?
| Our Green Loan rewards you for going green by giving you a super low personal loan rate currently 6.34% p.a.* (comparison rate 6.55% p.a.**) to assist you in making these environmentally friendly purchases.
| What products are covered by the green loan?
| Examples of products covered by our Green Loan product include:
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- Solar hot water systems
- Solar panels
- Insulation
- Split system, evaporative cooler or high star rated, zoned air conditioner
- Solar pool heater
- External awnings
- Rainwater tanks
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| - Double glazing
- Photovoltaic (PV) panels and systems
- Grey water treatment system
- Energy efficient white goods and appliances
- Gas, solar, hydronic or reverse cycle air conditioners with a minimum 4 star rating
- Highly efficient electric heaters (minimum 5 stars) or solar, hydronic or heat pump system
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View examples of qualifying products or visit our car loans page to find out more about green car loans.
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Green Loan features and benefits
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- A personal loan at our standard variable mortgage rate
- No monthly loan account keeping fees
- Additional payments allowed
- Redraw on your loan with no minimum amount
- Ability to roll your loan in to a home loan at an even cheaper rate
- Loan terms from 1-5 years
- Loan amounts from $1,000 to $35,000 for 5 star rated products
- Please note that our Green Loan is not available for debt consolidation purposes.
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Managing your loan
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At Community First, we provide you with a range of convenient ways for you to view and manage your loan:
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- Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 11 Financial Services Stores
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Applying for a loan with Community First
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Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
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Loan calculators
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Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. Bill of sale required for loans for vehicles with a 4+ star environmental rating. Not available for debt consolidation purposes. Rate is current as at 09/05/13 and subject to change without notice.**Comparison rate is calculated on a loan amount of $30,000 over 5 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please consider the relevant Product Conditions of Use available from Community First Credit Union Limited by calling 1300 13 22 77, visiting your local Financial Services Store or www.communityfirst.com.au before deciding whether this product is appropriate for you.
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