Skip to main content

Fixed term deposit

You are here:

Fixed term deposit - Community First Credit Union

Fixed term deposit



Our fixed term deposits are safe, secure and highly rewarding

If you think your only option for a good return on your savings is at the big four banks, then think again. As Sydney’s largest community based credit union, we’ve been providing competitive rates on term deposits for over 50 years.

Our rates are tiered- the more you invest, the bigger your return

  • Invest from as little as $5,000
  • Terms from 3 months to 3 years
  • Your Term Investment can give you money to live on. Interest may be paid every 28 days, at the end of the term, or at periods in between.
  • Your money will earn a very competitive interest rate that is fixed for the whole of your chosen term
  • You will receive a Term Investment Certificate for each investment and a regular statement detailing your balance and interest paid.


Managing your term deposit

To help make managing your term deposit easy, following are the ways in which you can manage your investment and watch it grow:

  • Internet Banking (optional)
  • Mobile Banking (optional)
  • Telephone Banking (optional)
  • E-statements (optional)
  • Over the counter at our 12 Financial Services Stores

How to apply

Simply call 1300 13 22 77 or visit your nearest Financial Services Store.

Calculate your savings

Our interactive calculators can help you plan for, budget and calculate your savings over time:


All deposits are 100% government guaranteed*

Community First is a financially sound and well managed financial institution that has been in operation for 50 years.

All deposits up to $250,000 with Community First are 100% government guaranteed*, providing you with added assurance and security that your money is safe. Find out more >



Review Community First on Mozo


Have you considered..

Useful information

Becoming a Member






Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. *All deposits less than $1 million are 100% Government Guaranteed until at least October 2011.

image description

Latest offers

  • One rate, two great deals: switch your home loan and credit card to us and get one of Australia's lowest rates on both*

    Find out more »
  • Get your free copy of 'Taking care of my generation' guide from Bridges Financial Planning

    Find out more »
  • You could win $1,000 simply by using your Visa Card this summer*

    Find out more »