2 year Fixed home loan special - Community First Credit Union

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One rate, two great deals


Switch your home loan and your credit card to Community First and get one of Australia's lowest rates on both

When you take out a honeymoon home loan with Community First, not only will you get a low fixed rate for the first year, you'll also have the option of taking out our McGrath Pink Visa Card at the same low rate for the first 6 months!*^

Home loan features:*

  • No annual fees
  • No monthly loan account keeping fees
  • 100% offset account attached
  • No penalty for making additional repayments
  • Redraw available with no minimum amount
  • Reverts to our standard variable interest rate at the end of the fixed term

Credit card features:^

  • Half the $40 annual fee donated to the McGrath Foundation
  • Reverts to a low ongoing rate at the end of the 6 months, currently 9.50%p.a.
  • Same low rate on balance transfers, cash advances and purchases.

You can calculate your repayments using our home loan repayment calculator. Or, see how another loan compares to ours with our loan comparison calculator.


Privacy | Postal Address PO Box 98, Lidcombe NSW 1825 Telephone 1300 13 22 77 ABN 80 087 649 938 AFS Licence Number 231204 SWIFT code CUSCAU2SXXX

*This product is issued by Community First Credit Union Limited ABN 80 087 649 938, AFSL No. 231204. Terms and conditions, fees and charges apply – details available on application. All loans subject to lending guidelines. Rates are current as at 01/08/2012 and subject to change without notice. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please consider the relevant Product Conditions of Use available from Community First Credit Union Limited by calling 1300 13 22 77, visiting your local Financial Services Store or www.communityfirst.com.au before deciding whether this product is appropriate for you. Community First Credit Union Ltd, level 2, St. Hilliers Road Auburn NSW 2144. ^Effective 11 August 2009, Community First will donate $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation supports Breast Care Nurses in rural and regional Australia and educates young women to be breast aware. For more information visit www.mcgrathfoundation.com.au *Terms and conditions, fees and charges apply – details available on application. All loans subject to lending guidelines. Rate is current as at 01/08/2012 and subject to change without notice. Community First Credit Union Limited, level 2, 67-73 St Hilliers Road Auburn NSW 2144, ABN 80 087 649 938, AFSL No. 231204. Offer valid for new home loan business only. McGrath Pink Visa Card special is only available to applicants who take out a Honeymoon home loan.