Credit union credit cards
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Why choose a credit card from Community First?
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- Our low rate credit cards have one of Australia's lowest ongoing rates
- They have been awarded a 5 Star rating by independent research company Cannex, so you know they're great value and are among Australia's best
- Unlike other card providers who can charge you as much as 22% for cash advances, we charge you the same low rate on cash advances, retail purchases and balance transfers
- You have the option of choosing the McGrath Pink Visa card which is Australia's only credit card to support women with breast cancer and their families
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Credit card choices
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We have two different credit card choices. Both cards have the same features and benefits, however if you choose the McGrath Pink Visa card, we'll donate half the annual fee to the McGrath Foundation every year you hold the card. The money raised will go towards helping women with breast cancer and their families.
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Debit card choices
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If you'd like a card that functions exactly like a Visa Credit Card but utilises your own funds, the Visa Debit Card could be the right option for you. Alternatively, the Redicard Plus can give you simple ATM and EFTPOS access to your funds.
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EMV chip technology
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All Community First Visa Credit and Visa Debit cards have an EMV Chip embedded within the cards, which provides you with additional security as it prevents the card from being counterfeited.
EMV Chips, also known as Smart Cards, are now a global standard for all credit and debit payment cards. The chip contains card information required to make payments and is protected by a number of security features.
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Terms and conditions, fees and charges apply - details available on application. Rate is current as at 1/12/10 and subject to change without notice. All loans subject to lending guidelines.
Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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