Christmas savings account
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Promise yourself you'll never be caught short at Christmas again
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If you felt a little financially unprepared last Christmas and want to be more organised for next Christmas, you need to plan ahead.
With a Community First Christmas Cracker account, you'll be pleasantly surprised how much extra you'll have to spend at Christmas. It allows you to save for Christmas regularly throughout the year and prevents you from dipping in to your savings before the Christmas season.
| Account features and benefits
| - Earn variable interest on your savings, currently 1.50% p.a.
| - Funds are available to withdraw between 1 Nov and 31 Jan each year so you don't dip in to your savings during the year
- Save before you spend - have part of your salary paid directly in to your account
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| Accessing your money
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When you acccess your money between November 1 and January 31 each year, you can then use your money for celebrations, gifts, holidays - anything you like.
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Managing your account
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To help make managing your account easy, following are the ways in which you can manage your Christmas savings and watch them grow:
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- Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 11 Financial Services Stores
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Calculate your savings
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Our interactive calculators can help you plan for, budget and calculate your savings over time:
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Setting up a regular savings plan
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The fastest and surest way to grow your Christmas savings is to set up a regular savings plan. You can arrange for any amount large or small to deposited directly in to your Christmas Cracker account on a regular basis. You can then forget about Christmas until November when you can withdraw your money, knowing you'll have the funds you need to make this Christmas the best one yet.
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Setting up a regular occurring payment from another Community First account
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If you're registered for Internet Banking, click 'Transaction' followed by 'transfer' from the top menu. Select the Community First account you'd like to transfer from, and select your Christmas Cracker account as the account you'd like to transfer to. Click the 'pay later' button, complete the fields in the 'regular future payment' section and click OK to complete.
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Setting up a regular occurring payment from a external bank account
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You will need to arrange this with the financial institution the bank account is held with. Alternatively, why not enjoy the convenience of having all your banking in the one place and switch to Community First.
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Have part of your salary deposited directly in to your Christmas Cracker account
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Complete the whole of pay deduction authority form and fax, scan or post it back to us.
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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