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You spend a lot of time shopping around to get the best deal when purchasing a car. Whether you're buying or refinancing, the same should go for your car finance.
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Our car loan benefits
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Community First Credit Union car loans are great value and there are no nasty surprises like early repayment penalties or excess fees. They also have:
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- No account keeping fees
- No early repayment penalties
- A redraw facility
- Ability to make additional repayments
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Compare our car loans
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Depending on the age of the car you are buying or refinancing, and how environmentally friendly it is, we can offer you one of three car loans:
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 | | | | | Cars and motorbikes up to 3 years old
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| Cars more than 3 years old
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| Cars with a minimum 4 star rating
| View qualifying cars>
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| | | From 13.99% p.a.* to 17.99% p.a.*
| Fixed or variable
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| | | | From 15.04% p.a.** to 19.07% p.a.**
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| | | | | | | Yes, vehicle is taken as security over the loan
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| | Yes, vehicle is taken as security
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| Balloon/residual payments
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| | | | | | | | | | Up to $50,000, or more with mortgage security
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Save time and money with our free car buying service for Members
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Let Auto Search do the searching for you...absolutely free!^ Auto Search will use their expertise to find you the right car at the right price, saving you time and money.
| Find out more or submit an online inquiry form and Auto Search will be in touch with you shortly to discuss your needs.
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Managing your loan
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At Community First, we provide you with a range of convenient ways for you to view and manage your loan:
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- Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 11 Financial Services Stores
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Applying for a loan with Community First
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Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
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Loan calculators
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Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. Rate is current as at 09/05/13 and subject to change without notice.**Comparison rate is calculated on a loan amount of $30,000 over 5 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
With the new car loan, its not available for refinances from existing Community First Credit Union car loans.
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